Is Graham Savings&Loan SSB Safe?
Graham Savings&Loan SSB has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (27/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.34% | 100/100 |
| Nonperforming Loan Ratio | 0.24% | 95/100 |
| Liquidity Ratio | 24.84% | 79/100 |
| Return on Assets | 0.18% | 27/100 |
| Total Assets | $0.2B | |
How does Graham Savings&Loan SSB compare?
With a Bank Health Score of 86/100, Graham Savings&Loan SSB sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Graham Savings&Loan SSB ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 17.34% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.24% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Graham Savings&Loan SSB's Bank Health Score improved by 2.0 points to 86/100. Tier 1 capital strengthened by 0.53 percentage points to 17.34%. Quarter-over-quarter, the score rose by 3.0 points.
Graham Savings&Loan SSB has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (27/100).