Is Geo D Warthen Bank Safe?
Geo D Warthen Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (77/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.18% | 100/100 |
| Nonperforming Loan Ratio | 1.16% | 77/100 |
| Liquidity Ratio | 39.97% | 100/100 |
| Return on Assets | 1.46% | 78/100 |
| Total Assets | $0.2B | |
How does Geo D Warthen Bank compare?
With a Bank Health Score of 91/100, Geo D Warthen Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Georgia, where 123 FDIC-insured banks are headquartered, Geo D Warthen Bank ranks above the state average of 76/100 (Grade B).
The bank's Tier 1 capital ratio of 18.18% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.16% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Geo D Warthen Bank's Bank Health Score fell by 1.0 points to 91/100. Tier 1 capital strengthened by 1.90 percentage points to 18.18%. Quarter-over-quarter, the score fell by 1.0 points.
Geo D Warthen Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (77/100).