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Is Genoa Community Bank Safe?

Genoa Community Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (64/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio16.03%100/100
Nonperforming Loan Ratio0.00%100/100
Liquidity Ratio24.12%76/100
Return on Assets1.09%64/100
Total Assets$0.1B

How does Genoa Community Bank compare?

With a Bank Health Score of 90/100, Genoa Community Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Nebraska, where 120 FDIC-insured banks are headquartered, Genoa Community Bank ranks above the state average of 65/100 (Grade B).

The bank's Tier 1 capital ratio of 16.03% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, Genoa Community Bank's Bank Health Score fell by 3.0 points to 90/100. Tier 1 capital strengthened by 0.43 percentage points to 16.03%. Quarter-over-quarter, the score fell by 1.0 points.

Genoa Community Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (64/100).