Is G W Jones Exchange Bank Safe?
G W Jones Exchange Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 36.53% | 100/100 |
| Nonperforming Loan Ratio | 0.18% | 96/100 |
| Liquidity Ratio | 74.03% | 100/100 |
| Return on Assets | 1.05% | 62/100 |
| Total Assets | $0.1B | |
How does G W Jones Exchange Bank compare?
With a Bank Health Score of 95/100, G W Jones Exchange Bank sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Michigan, where 69 FDIC-insured banks are headquartered, G W Jones Exchange Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 36.53% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.18% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, G W Jones Exchange Bank's Bank Health Score fell by 2.0 points to 95/100. Tier 1 capital strengthened by 1.90 percentage points to 36.53%. Quarter-over-quarter, the score fell by 2.0 points.
G W Jones Exchange Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).