G W JONES EXCHANGE BANK
MARCELLUS, MICHIGAN · FDIC Cert #999
Capital & Safety Analysis
According to FDIC financial data, G W JONES EXCHANGE BANK holds a Tier 1 capital ratio of 36.53%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning G W JONES EXCHANGE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
G W JONES EXCHANGE BANK shows strong financial health indicators. With $101M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
G W JONES EXCHANGE BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 36.53%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
G W JONES EXCHANGE BANK holds $101M in total assets and $92M in total deposits. It is located in MARCELLUS, MICHIGAN (FDIC Certificate #999).
G W JONES EXCHANGE BANK has a Tier 1 capital ratio of 36.53%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 1.05%.
Yes. G W JONES EXCHANGE BANK is FDIC-insured (Certificate #999). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.