Is Franklin Bank Safe?
Franklin Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (57/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.44% | 100/100 |
| Nonperforming Loan Ratio | 0.12% | 98/100 |
| Liquidity Ratio | 33.33% | 100/100 |
| Return on Assets | 0.92% | 57/100 |
| Total Assets | $0.3B | |
How does Franklin Bank compare?
With a Bank Health Score of 95/100, Franklin Bank sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within New Jersey, where 48 FDIC-insured banks are headquartered, Franklin Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 17.44% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.12% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Franklin Bank's Bank Health Score improved by 2.0 points to 95/100. Tier 1 capital was essentially flat at 17.44%. Quarter-over-quarter, the score rose by 1.0 points.
Franklin Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (57/100).