Is Fountain Trust Co Safe?
Fountain Trust Co has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (80/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.49% | 100/100 |
| Nonperforming Loan Ratio | 0.75% | 85/100 |
| Liquidity Ratio | 41.05% | 100/100 |
| Return on Assets | 1.49% | 80/100 |
| Total Assets | $0.6B | |
How does Fountain Trust Co compare?
With a Bank Health Score of 93/100, Fountain Trust Co sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Indiana, where 73 FDIC-insured banks are headquartered, Fountain Trust Co ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 17.49% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.75% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Fountain Trust Co's Bank Health Score improved by 4.0 points to 93/100. Tier 1 capital strengthened by 0.60 percentage points to 17.49%. Quarter-over-quarter, the score rose by 2.0 points.
Fountain Trust Co has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (80/100).