FOUNTAIN TRUST CO
COVINGTON, INDIANA · FDIC Cert #5768
Capital & Safety Analysis
According to FDIC financial data, FOUNTAIN TRUST CO holds a Tier 1 capital ratio of 17.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FOUNTAIN TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FOUNTAIN TRUST CO shows strong financial health indicators. With $646M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FOUNTAIN TRUST CO has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 17.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FOUNTAIN TRUST CO holds $646M in total assets and $586M in total deposits. It is located in COVINGTON, INDIANA (FDIC Certificate #5768).
FOUNTAIN TRUST CO has a Tier 1 capital ratio of 17.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.75%, and the return on assets is 1.49%.
Yes. FOUNTAIN TRUST CO is FDIC-insured (Certificate #5768). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.