Is First Vision Bank of Tn Safe?
First Vision Bank of Tn has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (99/100), while profitability is its weakest area (69/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.83% | 99/100 |
| Nonperforming Loan Ratio | 0.70% | 86/100 |
| Liquidity Ratio | 27.65% | 91/100 |
| Return on Assets | 1.22% | 69/100 |
| Total Assets | $0.5B | |
How does First Vision Bank of Tn compare?
With a Bank Health Score of 90/100, First Vision Bank of Tn sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Tennessee, where 95 FDIC-insured banks are headquartered, First Vision Bank of Tn ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 14.83% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.70% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Vision Bank of Tn's Bank Health Score improved by 18.0 points to 90/100. Tier 1 capital strengthened by 1.73 percentage points to 14.83%. Quarter-over-quarter, the score rose by 23.0 points.
First Vision Bank of Tn has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (99/100), while profitability is its weakest area (69/100).