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BankHealth

FIRST VISION BANK OF TN

TULLAHOMA, TENNESSEE · FDIC Cert #58201

A
Health Score
90/100
$474M
Total Assets
$398M
Total Deposits
14.83%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST VISION BANK OF TN holds a Tier 1 capital ratio of 14.83%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST VISION BANK OF TN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.70%
Nonperforming Loans
Low — healthy loan portfolio
27.65%
Liquidity Ratio
Strong — can meet withdrawal demands
1.22%
Return on Assets
Profitable — earning well on assets
$398M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST VISION BANK OF TN shows strong financial health indicators. With $474M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST VISION BANK OF TN has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 14.83%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST VISION BANK OF TN holds $474M in total assets and $398M in total deposits. It is located in TULLAHOMA, TENNESSEE (FDIC Certificate #58201).

FIRST VISION BANK OF TN has a Tier 1 capital ratio of 14.83%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.70%, and the return on assets is 1.22%.

Yes. FIRST VISION BANK OF TN is FDIC-insured (Certificate #58201). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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