Is First Trust Bank of Illinois Safe?
First Trust Bank of Illinois has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (56/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.69% | 100/100 |
| Nonperforming Loan Ratio | 0.99% | 80/100 |
| Liquidity Ratio | 50.83% | 100/100 |
| Return on Assets | 0.89% | 56/100 |
| Total Assets | $0.4B | |
How does First Trust Bank of Illinois compare?
With a Bank Health Score of 90/100, First Trust Bank of Illinois sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, First Trust Bank of Illinois ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 15.69% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.99% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Trust Bank of Illinois's Bank Health Score fell by 1.0 points to 90/100. Tier 1 capital strengthened by 0.49 percentage points to 15.69%. Quarter-over-quarter, the score rose by 1.0 points.
First Trust Bank of Illinois has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (56/100).