Is First Stb of the Fl Keys Safe?
First Stb of the Fl Keys has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (46/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.95% | 100/100 |
| Nonperforming Loan Ratio | 0.23% | 95/100 |
| Liquidity Ratio | 31.05% | 100/100 |
| Return on Assets | 0.65% | 46/100 |
| Total Assets | $1.2B | |
How does First Stb of the Fl Keys compare?
With a Bank Health Score of 93/100, First Stb of the Fl Keys sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Florida, where 83 FDIC-insured banks are headquartered, First Stb of the Fl Keys ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 16.95% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.23% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Stb of the Fl Keys's Bank Health Score improved by 2.0 points to 93/100. Tier 1 capital strengthened by 1.70 percentage points to 16.95%.
First Stb of the Fl Keys has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (46/100).