FIRST STB OF THE FL KEYS
KEY WEST, FLORIDA · FDIC Cert #17509
Capital & Safety Analysis
According to FDIC financial data, FIRST STB OF THE FL KEYS holds a Tier 1 capital ratio of 16.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STB OF THE FL KEYS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STB OF THE FL KEYS shows strong financial health indicators. With $1.2B in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STB OF THE FL KEYS has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 16.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STB OF THE FL KEYS holds $1.2B in total assets and $1.0B in total deposits. It is located in KEY WEST, FLORIDA (FDIC Certificate #17509).
FIRST STB OF THE FL KEYS has a Tier 1 capital ratio of 16.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 0.65%.
Yes. FIRST STB OF THE FL KEYS is FDIC-insured (Certificate #17509). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.