Is First Stb of Sauk Centre Safe?
First Stb of Sauk Centre has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (48/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.43% | 100/100 |
| Nonperforming Loan Ratio | 0.29% | 94/100 |
| Liquidity Ratio | 43.90% | 100/100 |
| Return on Assets | 0.69% | 48/100 |
| Total Assets | $0.2B | |
How does First Stb of Sauk Centre compare?
With a Bank Health Score of 93/100, First Stb of Sauk Centre sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, First Stb of Sauk Centre ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 16.43% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.29% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Stb of Sauk Centre's Bank Health Score improved by 35.0 points to 93/100. Tier 1 capital strengthened by 16.43 percentage points to 16.43%. Quarter-over-quarter, the score fell by 1.0 points.
First Stb of Sauk Centre has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (48/100).