FIRST STB OF SAUK CENTRE
SAUK CENTRE, MINNESOTA · FDIC Cert #8831
Capital & Safety Analysis
According to FDIC financial data, FIRST STB OF SAUK CENTRE holds a Tier 1 capital ratio of 16.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STB OF SAUK CENTRE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STB OF SAUK CENTRE shows strong financial health indicators. With $157M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STB OF SAUK CENTRE has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 16.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STB OF SAUK CENTRE holds $157M in total assets and $123M in total deposits. It is located in SAUK CENTRE, MINNESOTA (FDIC Certificate #8831).
FIRST STB OF SAUK CENTRE has a Tier 1 capital ratio of 16.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 0.69%.
Yes. FIRST STB OF SAUK CENTRE is FDIC-insured (Certificate #8831). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.