Is First Stb of le Center Safe?
First Stb of le Center has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (87/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.42% | 96/100 |
| Nonperforming Loan Ratio | 0.22% | 96/100 |
| Liquidity Ratio | 31.45% | 100/100 |
| Return on Assets | 1.67% | 87/100 |
| Total Assets | $0.1B | |
How does First Stb of le Center compare?
With a Bank Health Score of 96/100, First Stb of le Center sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, First Stb of le Center ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 14.42% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.22% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Stb of le Center's Bank Health Score improved by 1.0 points to 96/100. Tier 1 capital weakened by 1.79 percentage points to 14.42%. Quarter-over-quarter, the score fell by 2.0 points.
First Stb of le Center has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (87/100).