FIRST STB OF LE CENTER
LE CENTER, MINNESOTA · FDIC Cert #9330
Capital & Safety Analysis
According to FDIC financial data, FIRST STB OF LE CENTER holds a Tier 1 capital ratio of 14.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STB OF LE CENTER has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STB OF LE CENTER shows strong financial health indicators. With $105M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STB OF LE CENTER has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 14.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STB OF LE CENTER holds $105M in total assets and $90M in total deposits. It is located in LE CENTER, MINNESOTA (FDIC Certificate #9330).
FIRST STB OF LE CENTER has a Tier 1 capital ratio of 14.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.22%, and the return on assets is 1.67%.
Yes. FIRST STB OF LE CENTER is FDIC-insured (Certificate #9330). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.