Is First State Bank of Olmsted Safe?
First State Bank of Olmsted has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.73% | 100/100 |
| Nonperforming Loan Ratio | 0.72% | 86/100 |
| Liquidity Ratio | 37.10% | 100/100 |
| Return on Assets | 1.02% | 61/100 |
| Total Assets | $0.1B | |
How does First State Bank of Olmsted compare?
With a Bank Health Score of 92/100, First State Bank of Olmsted sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, First State Bank of Olmsted ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 16.73% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.72% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First State Bank of Olmsted's Bank Health Score improved by 5.0 points to 92/100. Tier 1 capital strengthened by 1.00 percentage points to 16.73%. Quarter-over-quarter, the score fell by 1.0 points.
First State Bank of Olmsted has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (61/100).