Is First State Bank of Fountain Safe?
First State Bank of Fountain has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (4/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.18% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 57.13% | 100/100 |
| Return on Assets | -0.39% | 4/100 |
| Total Assets | $0.0B | |
How does First State Bank of Fountain compare?
With a Bank Health Score of 90/100, First State Bank of Fountain sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, First State Bank of Fountain ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 17.18% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First State Bank of Fountain's Bank Health Score fell by 1.0 points to 90/100. Tier 1 capital weakened by 0.62 percentage points to 17.18%.
First State Bank of Fountain has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (4/100).