FIRST STATE BANK OF FOUNTAIN
FOUNTAIN, MINNESOTA · FDIC Cert #9349
Capital & Safety Analysis
According to FDIC financial data, FIRST STATE BANK OF FOUNTAIN holds a Tier 1 capital ratio of 17.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST STATE BANK OF FOUNTAIN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST STATE BANK OF FOUNTAIN shows strong financial health indicators. With $38M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST STATE BANK OF FOUNTAIN has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 17.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST STATE BANK OF FOUNTAIN holds $38M in total assets and $36M in total deposits. It is located in FOUNTAIN, MINNESOTA (FDIC Certificate #9349).
FIRST STATE BANK OF FOUNTAIN has a Tier 1 capital ratio of 17.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.39%.
Yes. FIRST STATE BANK OF FOUNTAIN is FDIC-insured (Certificate #9349). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.