Is First Security T&Sb Safe?
First Security T&Sb has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (70/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.21% | 100/100 |
| Nonperforming Loan Ratio | 0.13% | 97/100 |
| Liquidity Ratio | 41.88% | 100/100 |
| Return on Assets | 1.24% | 70/100 |
| Total Assets | $0.4B | |
How does First Security T&Sb compare?
With a Bank Health Score of 96/100, First Security T&Sb sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, First Security T&Sb ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 17.21% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.13% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Security T&Sb's Bank Health Score held roughly steady at 96/100. Tier 1 capital strengthened by 2.78 percentage points to 17.21%. Quarter-over-quarter, the score rose by 1.0 points.
First Security T&Sb has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (70/100).