Is First Premier Bank Safe?
First Premier Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (89/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.09% | 100/100 |
| Nonperforming Loan Ratio | 0.06% | 99/100 |
| Liquidity Ratio | 27.38% | 90/100 |
| Return on Assets | 1.73% | 89/100 |
| Total Assets | $3.0B | |
How does First Premier Bank compare?
With a Bank Health Score of 96/100, First Premier Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within South Dakota, where 47 FDIC-insured banks are headquartered, First Premier Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 18.09% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.06% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Premier Bank's Bank Health Score improved by 1.0 points to 96/100. Tier 1 capital strengthened by 0.62 percentage points to 18.09%. Quarter-over-quarter, the score fell by 2.0 points.
First Premier Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (89/100).