FIRST PREMIER BANK
SIOUX FALLS, SOUTH DAKOTA · FDIC Cert #6085
Capital & Safety Analysis
According to FDIC financial data, FIRST PREMIER BANK holds a Tier 1 capital ratio of 18.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST PREMIER BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST PREMIER BANK shows strong financial health indicators. With $3.0B in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST PREMIER BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 18.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST PREMIER BANK holds $3.0B in total assets and $2.6B in total deposits. It is located in SIOUX FALLS, SOUTH DAKOTA (FDIC Certificate #6085).
FIRST PREMIER BANK has a Tier 1 capital ratio of 18.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 1.73%.
Yes. FIRST PREMIER BANK is FDIC-insured (Certificate #6085). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.