Is First Peoples Bank of Tn Safe?
First Peoples Bank of Tn has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (34/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.47% | 96/100 |
| Nonperforming Loan Ratio | 0.02% | 100/100 |
| Liquidity Ratio | 29.02% | 96/100 |
| Return on Assets | 0.35% | 34/100 |
| Total Assets | $0.2B | |
How does First Peoples Bank of Tn compare?
With a Bank Health Score of 91/100, First Peoples Bank of Tn sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Tennessee, where 95 FDIC-insured banks are headquartered, First Peoples Bank of Tn ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 14.47% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.02% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Peoples Bank of Tn's Bank Health Score fell by 3.0 points to 91/100. Tier 1 capital weakened by 0.23 percentage points to 14.47%. Quarter-over-quarter, the score fell by 1.0 points.
First Peoples Bank of Tn has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (34/100).