FIRST PEOPLES BANK OF TN
JEFFERSON CITY, TENNESSEE · FDIC Cert #21874
Capital & Safety Analysis
According to FDIC financial data, FIRST PEOPLES BANK OF TN holds a Tier 1 capital ratio of 14.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST PEOPLES BANK OF TN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST PEOPLES BANK OF TN shows strong financial health indicators. With $211M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST PEOPLES BANK OF TN has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 14.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST PEOPLES BANK OF TN holds $211M in total assets and $187M in total deposits. It is located in JEFFERSON CITY, TENNESSEE (FDIC Certificate #21874).
FIRST PEOPLES BANK OF TN has a Tier 1 capital ratio of 14.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 0.35%.
Yes. FIRST PEOPLES BANK OF TN is FDIC-insured (Certificate #21874). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.