Is First Northern Bank of Dixon Safe?
First Northern Bank of Dixon has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (72/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.44% | 100/100 |
| Nonperforming Loan Ratio | 0.64% | 87/100 |
| Liquidity Ratio | 40.24% | 100/100 |
| Return on Assets | 1.30% | 72/100 |
| Total Assets | $1.9B | |
How does First Northern Bank of Dixon compare?
With a Bank Health Score of 93/100, First Northern Bank of Dixon sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within California, where 123 FDIC-insured banks are headquartered, First Northern Bank of Dixon ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 15.44% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.64% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Northern Bank of Dixon's Bank Health Score improved by 1.0 points to 93/100. Tier 1 capital strengthened by 1.13 percentage points to 15.44%. Quarter-over-quarter, the score rose by 1.0 points.
First Northern Bank of Dixon has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (72/100).