Is First Nb&T Co of Mcalester Safe?
First Nb&T Co of Mcalester has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.13% | 100/100 |
| Nonperforming Loan Ratio | 1.08% | 78/100 |
| Liquidity Ratio | 31.85% | 100/100 |
| Return on Assets | 1.04% | 62/100 |
| Total Assets | $0.6B | |
How does First Nb&T Co of Mcalester compare?
With a Bank Health Score of 90/100, First Nb&T Co of Mcalester sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, First Nb&T Co of Mcalester ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 15.13% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.08% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, First Nb&T Co of Mcalester's Bank Health Score improved by 4.0 points to 90/100. Tier 1 capital strengthened by 0.21 percentage points to 15.13%. Quarter-over-quarter, the score rose by 1.0 points.
First Nb&T Co of Mcalester has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).