FIRST NB&T CO OF MCALESTER
MCALESTER, OKLAHOMA · FDIC Cert #4145
Capital & Safety Analysis
According to FDIC financial data, FIRST NB&T CO OF MCALESTER holds a Tier 1 capital ratio of 15.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB&T CO OF MCALESTER has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB&T CO OF MCALESTER shows strong financial health indicators. With $574M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB&T CO OF MCALESTER has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 15.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB&T CO OF MCALESTER holds $574M in total assets and $492M in total deposits. It is located in MCALESTER, OKLAHOMA (FDIC Certificate #4145).
FIRST NB&T CO OF MCALESTER has a Tier 1 capital ratio of 15.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.08%, and the return on assets is 1.04%.
Yes. FIRST NB&T CO OF MCALESTER is FDIC-insured (Certificate #4145). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.