Is First Nb of South Carolina Safe?
First Nb of South Carolina has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (72/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 21.78% | 100/100 |
| Nonperforming Loan Ratio | 0.70% | 86/100 |
| Liquidity Ratio | 48.85% | 100/100 |
| Return on Assets | 1.30% | 72/100 |
| Total Assets | $0.3B | |
How does First Nb of South Carolina compare?
With a Bank Health Score of 93/100, First Nb of South Carolina sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within South Carolina, where 38 FDIC-insured banks are headquartered, First Nb of South Carolina ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 21.78% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.70% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Nb of South Carolina's Bank Health Score fell by 3.0 points to 93/100. Tier 1 capital weakened by 0.83 percentage points to 21.78%. Quarter-over-quarter, the score fell by 1.0 points.
First Nb of South Carolina has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (72/100).