FIRST NB OF SOUTH CAROLINA
HOLLY HILL, SOUTH CAROLINA · FDIC Cert #2107
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF SOUTH CAROLINA holds a Tier 1 capital ratio of 21.78%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF SOUTH CAROLINA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF SOUTH CAROLINA shows strong financial health indicators. With $284M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF SOUTH CAROLINA has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 21.78%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF SOUTH CAROLINA holds $284M in total assets and $257M in total deposits. It is located in HOLLY HILL, SOUTH CAROLINA (FDIC Certificate #2107).
FIRST NB OF SOUTH CAROLINA has a Tier 1 capital ratio of 21.78%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.70%, and the return on assets is 1.30%.
Yes. FIRST NB OF SOUTH CAROLINA is FDIC-insured (Certificate #2107). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.