Is First Nb of Nokomis Safe?
First Nb of Nokomis has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (56/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.95% | 100/100 |
| Nonperforming Loan Ratio | 0.14% | 97/100 |
| Liquidity Ratio | 39.96% | 100/100 |
| Return on Assets | 0.90% | 56/100 |
| Total Assets | $0.2B | |
How does First Nb of Nokomis compare?
With a Bank Health Score of 95/100, First Nb of Nokomis sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, First Nb of Nokomis ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 17.95% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.14% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Nb of Nokomis's Bank Health Score improved by 6.0 points to 95/100. Tier 1 capital weakened by 0.44 percentage points to 17.95%. Quarter-over-quarter, the score rose by 1.0 points.
First Nb of Nokomis has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (56/100).