Is First Nb of Lake Jackson Safe?
First Nb of Lake Jackson has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (4/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 43.55% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 86.10% | 100/100 |
| Return on Assets | -0.41% | 4/100 |
| Total Assets | $0.2B | |
How does First Nb of Lake Jackson compare?
With a Bank Health Score of 90/100, First Nb of Lake Jackson sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, First Nb of Lake Jackson ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 43.55% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Nb of Lake Jackson's Bank Health Score fell by 2.0 points to 90/100. Tier 1 capital strengthened by 0.23 percentage points to 43.55%. Quarter-over-quarter, the score fell by 2.0 points.
First Nb of Lake Jackson has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (4/100).