Is First Nb of Coffee County Safe?
First Nb of Coffee County has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (65/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.05% | 100/100 |
| Nonperforming Loan Ratio | 0.17% | 97/100 |
| Liquidity Ratio | 45.18% | 100/100 |
| Return on Assets | 1.12% | 65/100 |
| Total Assets | $0.5B | |
How does First Nb of Coffee County compare?
With a Bank Health Score of 95/100, First Nb of Coffee County sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Georgia, where 123 FDIC-insured banks are headquartered, First Nb of Coffee County ranks above the state average of 76/100 (Grade B).
The bank's Tier 1 capital ratio of 17.05% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.17% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Nb of Coffee County's Bank Health Score fell by 2.0 points to 95/100. Tier 1 capital weakened by 0.39 percentage points to 17.05%.
First Nb of Coffee County has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (65/100).