Is First Nb of Bosque County Safe?
First Nb of Bosque County has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (73/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.63% | 100/100 |
| Nonperforming Loan Ratio | 1.34% | 73/100 |
| Liquidity Ratio | 25.52% | 82/100 |
| Return on Assets | 2.10% | 100/100 |
| Total Assets | $0.2B | |
How does First Nb of Bosque County compare?
With a Bank Health Score of 87/100, First Nb of Bosque County sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, First Nb of Bosque County ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 15.63% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.34% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, First Nb of Bosque County's Bank Health Score fell by 1.0 points to 87/100. Tier 1 capital was essentially flat at 15.63%. Quarter-over-quarter, the score fell by 10.0 points.
First Nb of Bosque County has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (73/100).