Is First Nb of Bastrop Safe?
First Nb of Bastrop has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (55/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.42% | 100/100 |
| Nonperforming Loan Ratio | 0.21% | 96/100 |
| Liquidity Ratio | 39.49% | 100/100 |
| Return on Assets | 0.89% | 55/100 |
| Total Assets | $0.9B | |
How does First Nb of Bastrop compare?
With a Bank Health Score of 94/100, First Nb of Bastrop sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, First Nb of Bastrop ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 19.42% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.21% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Nb of Bastrop's Bank Health Score held roughly steady at 94/100. Tier 1 capital strengthened by 0.64 percentage points to 19.42%.
First Nb of Bastrop has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (55/100).