Is First National Bank of Lipan Safe?
First National Bank of Lipan has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (57/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 28.99% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 60.32% | 100/100 |
| Return on Assets | 0.94% | 57/100 |
| Total Assets | $0.0B | |
How does First National Bank of Lipan compare?
With a Bank Health Score of 96/100, First National Bank of Lipan sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, First National Bank of Lipan ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 28.99% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First National Bank of Lipan's Bank Health Score improved by 1.0 points to 96/100. Tier 1 capital strengthened by 1.83 percentage points to 28.99%.
First National Bank of Lipan has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (57/100).