Is First National Bank North Safe?
First National Bank North has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (76/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.44% | 100/100 |
| Nonperforming Loan Ratio | 0.08% | 98/100 |
| Liquidity Ratio | 23.88% | 76/100 |
| Return on Assets | 2.21% | 100/100 |
| Total Assets | $0.7B | |
How does First National Bank North compare?
With a Bank Health Score of 93/100, First National Bank North sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, First National Bank North ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 17.44% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.08% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First National Bank North's Bank Health Score fell by 6.0 points to 93/100. Tier 1 capital strengthened by 0.88 percentage points to 17.44%. Quarter-over-quarter, the score fell by 1.0 points.
First National Bank North has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (76/100).