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BankHealth

FIRST NATIONAL BANK NORTH

WALKER, MINNESOTA · FDIC Cert #5269

A
Health Score
93/100
$740M
Total Assets
$651M
Total Deposits
17.44%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST NATIONAL BANK NORTH holds a Tier 1 capital ratio of 17.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NATIONAL BANK NORTH has a strong buffer to absorb potential losses.

Key Financial Metrics

0.08%
Nonperforming Loans
Low — healthy loan portfolio
23.88%
Liquidity Ratio
Strong — can meet withdrawal demands
2.21%
Return on Assets
Profitable — earning well on assets
$651M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST NATIONAL BANK NORTH shows strong financial health indicators. With $740M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST NATIONAL BANK NORTH has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 17.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST NATIONAL BANK NORTH holds $740M in total assets and $651M in total deposits. It is located in WALKER, MINNESOTA (FDIC Certificate #5269).

FIRST NATIONAL BANK NORTH has a Tier 1 capital ratio of 17.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 2.21%.

Yes. FIRST NATIONAL BANK NORTH is FDIC-insured (Certificate #5269). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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