Is First Montana Bank INC Safe?
First Montana Bank INC has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (53/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.86% | 84/100 |
| Nonperforming Loan Ratio | 0.35% | 93/100 |
| Liquidity Ratio | 32.26% | 100/100 |
| Return on Assets | 0.81% | 53/100 |
| Total Assets | $0.6B | |
How does First Montana Bank INC compare?
With a Bank Health Score of 87/100, First Montana Bank INC sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Montana, where 33 FDIC-insured banks are headquartered, First Montana Bank INC ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 12.86% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.35% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Montana Bank INC's Bank Health Score fell by 3.0 points to 87/100. Tier 1 capital was essentially flat at 12.86%. Quarter-over-quarter, the score rose by 1.0 points.
First Montana Bank INC has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (53/100).