FIRST MONTANA BANK INC
MISSOULA, MONTANA · FDIC Cert #363
Capital & Safety Analysis
According to FDIC financial data, FIRST MONTANA BANK INC holds a Tier 1 capital ratio of 12.86%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST MONTANA BANK INC has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST MONTANA BANK INC shows strong financial health indicators. With $564M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST MONTANA BANK INC has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 12.86%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST MONTANA BANK INC holds $564M in total assets and $427M in total deposits. It is located in MISSOULA, MONTANA (FDIC Certificate #363).
FIRST MONTANA BANK INC has a Tier 1 capital ratio of 12.86%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 0.81%.
Yes. FIRST MONTANA BANK INC is FDIC-insured (Certificate #363). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.