Is First Kentucky Bank INC Safe?
First Kentucky Bank INC has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (52/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.83% | 83/100 |
| Nonperforming Loan Ratio | 0.11% | 98/100 |
| Liquidity Ratio | 35.57% | 100/100 |
| Return on Assets | 0.81% | 52/100 |
| Total Assets | $0.6B | |
How does First Kentucky Bank INC compare?
With a Bank Health Score of 89/100, First Kentucky Bank INC sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, First Kentucky Bank INC ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 12.83% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.11% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Kentucky Bank INC's Bank Health Score fell by 2.0 points to 89/100. Tier 1 capital weakened by 0.19 percentage points to 12.83%. Quarter-over-quarter, the score rose by 1.0 points.
First Kentucky Bank INC has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (52/100).