Is First FSB of Twin Falls Safe?
First FSB of Twin Falls has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (38/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.24% | 79/100 |
| Nonperforming Loan Ratio | 0.04% | 99/100 |
| Liquidity Ratio | 30.40% | 100/100 |
| Return on Assets | 0.44% | 38/100 |
| Total Assets | $1.6B | |
How does First FSB of Twin Falls compare?
With a Bank Health Score of 86/100, First FSB of Twin Falls sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Idaho, where 8 FDIC-insured banks are headquartered, First FSB of Twin Falls ranks above the state average of 80/100 (Grade A).
The bank's Tier 1 capital ratio of 12.24% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.04% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First FSB of Twin Falls's Bank Health Score improved by 2.0 points to 86/100. Tier 1 capital was essentially flat at 12.24%. Quarter-over-quarter, the score rose by 1.0 points.
First FSB of Twin Falls has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (38/100).