Is First Fs&la of Mcminnville Safe?
First Fs&la of Mcminnville has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (28/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.29% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 32.51% | 100/100 |
| Return on Assets | 0.19% | 28/100 |
| Total Assets | $0.6B | |
How does First Fs&la of Mcminnville compare?
With a Bank Health Score of 93/100, First Fs&la of Mcminnville sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Oregon, where 13 FDIC-insured banks are headquartered, First Fs&la of Mcminnville ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 20.29% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Fs&la of Mcminnville's Bank Health Score fell by 2.0 points to 93/100. Tier 1 capital weakened by 0.94 percentage points to 20.29%.
First Fs&la of Mcminnville has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (28/100).