Is First Finl Bk in Winnebago Safe?
First Finl Bk in Winnebago has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (13/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.62% | 100/100 |
| Nonperforming Loan Ratio | 0.22% | 96/100 |
| Liquidity Ratio | 32.70% | 100/100 |
| Return on Assets | -0.18% | 13/100 |
| Total Assets | $0.1B | |
How does First Finl Bk in Winnebago compare?
With a Bank Health Score of 90/100, First Finl Bk in Winnebago sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, First Finl Bk in Winnebago ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 16.62% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.22% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Finl Bk in Winnebago's Bank Health Score improved by 2.0 points to 90/100. Tier 1 capital weakened by 1.09 percentage points to 16.62%. Quarter-over-quarter, the score rose by 2.0 points.
First Finl Bk in Winnebago has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (13/100).