FIRST FINL BK IN WINNEBAGO
WINNEBAGO, MINNESOTA · FDIC Cert #5278
Capital & Safety Analysis
According to FDIC financial data, FIRST FINL BK IN WINNEBAGO holds a Tier 1 capital ratio of 16.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FINL BK IN WINNEBAGO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FINL BK IN WINNEBAGO shows strong financial health indicators. With $60M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FINL BK IN WINNEBAGO has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 16.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FINL BK IN WINNEBAGO holds $60M in total assets and $48M in total deposits. It is located in WINNEBAGO, MINNESOTA (FDIC Certificate #5278).
FIRST FINL BK IN WINNEBAGO has a Tier 1 capital ratio of 16.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.22%, and the return on assets is -0.18%.
Yes. FIRST FINL BK IN WINNEBAGO is FDIC-insured (Certificate #5278). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.