Is First Fidelity Bank Safe?
First Fidelity Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (72/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.81% | 83/100 |
| Nonperforming Loan Ratio | 0.52% | 90/100 |
| Liquidity Ratio | 36.77% | 100/100 |
| Return on Assets | 1.29% | 72/100 |
| Total Assets | $0.6B | |
How does First Fidelity Bank compare?
With a Bank Health Score of 88/100, First Fidelity Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within South Dakota, where 47 FDIC-insured banks are headquartered, First Fidelity Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 12.81% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.52% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Fidelity Bank's Bank Health Score fell by 10.0 points to 88/100. Tier 1 capital weakened by 2.01 percentage points to 12.81%. Quarter-over-quarter, the score fell by 4.0 points.
First Fidelity Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (72/100).