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BankHealth

FIRST FIDELITY BANK

BURKE, SOUTH DAKOTA · FDIC Cert #1122

A
Health Score
88/100
$625M
Total Assets
$562M
Total Deposits
12.81%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST FIDELITY BANK holds a Tier 1 capital ratio of 12.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FIDELITY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.52%
Nonperforming Loans
Low — healthy loan portfolio
36.77%
Liquidity Ratio
Strong — can meet withdrawal demands
1.29%
Return on Assets
Profitable — earning well on assets
$562M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST FIDELITY BANK shows strong financial health indicators. With $625M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST FIDELITY BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 12.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST FIDELITY BANK holds $625M in total assets and $562M in total deposits. It is located in BURKE, SOUTH DAKOTA (FDIC Certificate #1122).

FIRST FIDELITY BANK has a Tier 1 capital ratio of 12.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.52%, and the return on assets is 1.29%.

Yes. FIRST FIDELITY BANK is FDIC-insured (Certificate #1122). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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