Is First Cmty Bank of Cntl Al Safe?
First Cmty Bank of Cntl Al has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (68/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 10.79% | 68/100 |
| Nonperforming Loan Ratio | 0.26% | 95/100 |
| Liquidity Ratio | 32.99% | 100/100 |
| Return on Assets | 2.40% | 100/100 |
| Total Assets | $0.6B | |
How does First Cmty Bank of Cntl Al compare?
With a Bank Health Score of 87/100, First Cmty Bank of Cntl Al sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Alabama, where 78 FDIC-insured banks are headquartered, First Cmty Bank of Cntl Al ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 10.79% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.26% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Cmty Bank of Cntl Al's Bank Health Score improved by 1.0 points to 87/100. Tier 1 capital was essentially flat at 10.79%. Quarter-over-quarter, the score rose by 1.0 points.
First Cmty Bank of Cntl Al has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (68/100).