FIRST CMTY BANK OF CNTL AL
WETUMPKA, ALABAMA · FDIC Cert #57124
Capital & Safety Analysis
According to FDIC financial data, FIRST CMTY BANK OF CNTL AL holds a Tier 1 capital ratio of 10.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST CMTY BANK OF CNTL AL has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST CMTY BANK OF CNTL AL shows strong financial health indicators. With $597M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CMTY BANK OF CNTL AL has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 10.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CMTY BANK OF CNTL AL holds $597M in total assets and $559M in total deposits. It is located in WETUMPKA, ALABAMA (FDIC Certificate #57124).
FIRST CMTY BANK OF CNTL AL has a Tier 1 capital ratio of 10.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 2.40%.
Yes. FIRST CMTY BANK OF CNTL AL is FDIC-insured (Certificate #57124). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.