Is First Bank Safe?
First Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (34/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.31% | 87/100 |
| Nonperforming Loan Ratio | 0.28% | 94/100 |
| Liquidity Ratio | 37.12% | 100/100 |
| Return on Assets | 0.36% | 34/100 |
| Total Assets | $6.6B | |
How does First Bank compare?
With a Bank Health Score of 87/100, First Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, First Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 13.31% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.28% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, First Bank's Bank Health Score fell by 4.0 points to 87/100. Tier 1 capital weakened by 0.78 percentage points to 13.31%.
First Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (34/100).